Funds in as Little as 15 Minutes

If you’re approved for a personal loan from LendDirect, then you can opt to receive your funds via Interac e-Transfer® and receive your money in as little as 15 minutes!

The Interac e-Transfer® Process

1. Choose Your Funding Method

Choose Interac e-Transfer® as your funding method.

2. Retrieve Your Access Code

We will email you a unique access code.

3. Submit Your Access Code

Submit your access code to complete the Interac e-Transfer® process.

4. Get Your Money

Get your loan funds in as little as 15 minutes

Direct Deposit Funding Times

LendDirect wants to give you options, which is why we also offer the option to receive your loan funds via Direct Deposit. With this process, we will send the money directly to your bank account. The time you receive your funds for Direct Deposit depends on when you get approved and when your bank post EFT (Electronic Funds Transfer) credits.


Online applications approved after 12:30pm ET

You should receive your funds on the next business day*

Loans completed on banking holidays and Sundays will be transferred on the next banking business day at the first available transfer time. Customers are automatically enrolled in Interac e-Transfer® at the end of the loan process. Certain exclusions apply. *A business day is typically Monday-Friday excluding national and provincial holidays.