LendDirect offers Lines of Credit and Secured Loans.
For short-term Payday Loans, visit our friends at CashMoney.ca.
Personal Loans in Canada
Take control of your finances with a personal loan up to $25,000.
Get Pre-Approved§
Our Personal Loans Explained
What Do I Need to Apply for a Loan?
Line of Credit
- Age 18 or older
- A valid ID
- An open bank account in your name
- Proof of recurring income
- Be a Canadian resident
- Phone number
Secured Loan
- Age 18 or older
- A valid ID
- An open bank account in your name
- Proof of recurring income
- Be a Canadian resident
- Phone number
- Ownership documentation
- Proof of insurance
- Vehicle on site
Optional Loan Protection Plan
Borrow with reassurance when you enroll in the Loan Protection Plan
At LendDirect, we are proud to serve our Customers for the lifetime of their loans. We understand that life gets busy and can easily send unexpected changes our way.
With the optional Loan Protection Plan, your loan could be covered for unexpected changes like involuntary unemployment, injury or sickness, or even some positive lifetime milestones.
‡Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Group Policy underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company, operating under the brand name Securian Canada. See Summary of Coverage and Certificate of Insurance for full coverage details including benefits and exclusions.
The LendDirect Application Process
1
Apply Your Way
Apply online, by phone, or at a branch.
Secured Loans are only available at a branch.2
Submit Your Information
Provide the required documents. Get a quick lending decision and review the documentation. Once approved, sign your loan agreement.
3
Get Your Money
Use Interac e-Transfer® electronic funding or direct deposit to your bank account.
4
Manage Your Account
Easily keep track of your account online (or in our LendDirect mobile app)!
1
Apply Your Way
Apply online, by phone, or at a branch.
Secured Loans are only available at a branch. 2
Submit Your Information
Provide the required documents. Get a quick lending decision and review the documentation. Once approved, sign your loan agreement.
3
Get Your Money
Use Interac e-Transfer® electronic funding or direct deposit to your bank account.
4
Manage Your Account
Easily keep track of your account online (or in our LendDirect mobile app)!
Frequently Asked Questions About Personal Loans
You can easily apply online, by phone, or at a branch for a personal Line of Credit. To find your closest branch, visit our Branch Locator page. To apply for a personal Secured Loan, please come see us at a branch location.