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Your path to loan funds made simple through LendDirect.
1
Apply online, by phone, or at a branch.
Secured Loans are only available at a branch.2
Provide the required documents. Get a quick lending decision and review the documentation. Once approved, sign your loan agreement.
3
Use Interac e-Transfer® electronic funding or direct deposit to your bank account.
4
Easily keep track of your account online (or in our LendDirect mobile app)!
1
Apply online, by phone, or at a branch.
Secured Loans are only available at a branch.2
Provide the required documents. Get a quick lending decision and review the documentation. Once approved, sign your loan agreement.
3
Use Interac e-Transfer® electronic funding or direct deposit to your bank account.
4
Easily keep track of your account online (or in our LendDirect mobile app)!
Even with the best intentions, life has a way of throwing a financial curveball when you least expect it. Unexpected costs are a normal part of life, but that doesn’t mean you have to be caught completely off guard. With a little proactive planning through savings, an emergency fund, or knowing your loan options, you can be better prepared when something comes up. Here are some of the most common unexpected expenses that can sneak up on people.
What if I told you there are simple ways you could help improve your credit without adding extra stress to your already busy life? Great news, it’s true! And you don’t have to do a huge financial overhaul either. With consistency and practical planning, you can start taking small steps toward healthier credit.
Borrowing funds to make ends meet or to make large purchases is a common practice. So why do we often feel there is a stigma associated with getting a loan? It’s normal for people to rely on credit at some point in their lives to achieve a financial goal and then dutifully pay the loan back.
There are many aspects to think about when considering a loan such as, is a Line of Credit or an Installment Loan more beneficial for my situation right now? Another question to ask yourself could be, how much money do I need right now? A Line of Credit allows you to borrow what you need when you need it up to your approved credit line.
When a borrower is offered a Line of Credit, they don’t have to apply every time they need to withdraw from the loan. They can borrow as much or as little as they want when they want, up to the credit limit. They then only pay interest on what they borrow. The borrower can use the funds for almost anything they want or need. The application journey is like most loan processes.
Deciding to apply for a personal loan can be tough. There are so many options available, it can make your head spin! You might be wondering, "What is a Line of Credit, and is it right for me?" To help you answer those questions and more, we've compiled information about Lines of Credit to assist you on your loan journey.
If you're like most of us, you typically drink coffee, eat a few meals outside the home, and need transportation on most days. Usually, we don't stop to think about these costs because they tend to be small increments here and there. But when we start evaluating what we’re spending our money on, we may realize that there are hundreds or even thousands of dollars we could be saving every year. Keep reading for money-savings tips on some everyday expenses to help you be a savvier spender.
A personal loan may be a good choice when you want to make a large purchase like new furniture or a car, or even for smaller amounts like when you need additional funds to bridge a financial gap. There are several kinds of loans, but they generally can be categorized as secured loans or unsecured loans. Let’s get into the financial details!
Life gets busy, and for a lot of us, sorting out your finances tends to get pushed to the back burner. Between work, family, and daily responsibilities, it can feel like there just isn’t enough time. The good news? You don’t need hours to get your finances organized. Small, manageable habits can go a long way toward building financial confidence over time.
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To apply with LendDirect, you will need to be at least 18 years old and have the following:
You can apply for up to $10,000. Discover how much you are pre-approved for without affecting your credit score.§ Get pre-approved today!
