LendDirect offers Lines of Credit and Secured Loans.
For short-term Payday Loans, visit our friends at CashMoney.ca.
Online Loans Tailored to Your Needs
Apply for a LendDirect personal loan anywhere, anytime.
Get Pre-Approved§
How Online Loans Work
With LendDirect, you can apply online for your personal loan from almost anywhere.
Why LendDirect?
What Do I Need to Apply for a Online Loan?
- Age 18 or older
- a valid ID
- An open bank account in your name
- Proof of recurring income
- Be a Canadian resident
- Phone number
Optional Loan Protection Plan
Borrow with reassurance when you enroll in the Loan Protection Plan
At LendDirect, we are proud to serve our Customers for the lifetime of their loans. We understand that life gets busy and can easily send unexpected changes our way.
With the optional Loan Protection Plan, your loan could be covered for unexpected changes like involuntary unemployment, injury or sickness, or even some positive lifetime milestones.
‡Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Group Policy underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company, operating under the brand name Securian Canada. See Summary of Coverage and Certificate of Insurance for full coverage details including benefits and exclusions.
How to Apply for an Online Loan at LendDirect
Use your mobile phone, computer, or other device to apply completely online.
1
Apply Your Way
Apply online, by phone, or at a branch.
Secured Loans are only available at a branch.2
Submit Your Information
Provide the required documents. Get a quick lending decision and review the documentation. Once approved, sign your loan agreement.
3
Get Your Money
Use Interac e-Transfer® electronic funding or direct deposit to your bank account.
4
Manage Your Account
Easily keep track of your account online (or in our LendDirect mobile app)!
1
Apply Your Way
Apply online, by phone, or at a branch.
Secured Loans are only available at a branch. 2
Submit Your Information
Provide the required documents. Get a quick lending decision and review the documentation. Once approved, sign your loan agreement.
3
Get Your Money
Use Interac e-Transfer® electronic funding or direct deposit to your bank account.
4
Manage Your Account
Easily keep track of your account online (or in our LendDirect mobile app)!
Online Loan Frequently Asked Questions
You can apply for up to $10,000. You can easily discover how much you are pre-approved for without affecting your credit score.§ Get pre-approved today!
With a Secured Loan, you can apply for up to $25,000. You can easily discover how much you are pre-approved for without affecting your credit score.§ Secured Loans are only available at branch locations, so gather the required information to get pre-approved today!
We offer electronic funding options to receive your money. You can choose to get your funds in as little as 15 minutes via Interac e-Transfer®. Or have your money direct deposited into your bank account, timing depends on your banking institution.