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Financial Resources Center

At LendDirect, we want to be more than just your lender but also your personal financial resource. We believe in providing our Customers the foundation to build a secure financial future, and it all starts right here. We have compiled financial tips from building your savings to avoiding debt to seasonal resources and anything in between. These best practices are here to help you achieve your financial goals, whatever those may be. We are all on this journey together, now let's get started!

line-of-credit

Top 3 Reasons to Consider a Personal Line of Credit

Thursday, June 9, 2022 at 2:37 PM

the world of finance can be a complicated place to navigate, especially when you're strapped for cash or have a big project looming over your cheque book. you might be considering a personalized

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renters-tips

Top Renters Tips. How to be a Great Tenant!

Wednesday, April 27, 2022 at 10:14 AM

The tenant-landlord dynamic is just like any healthy professional relationship - built on mutual respect and a common goal (most of the time!). But like all other relationships, there can be times where expectations aren't 100% cl

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Home buying ideas

Strategies for Stress-Free Home Buying

Tuesday, October 29, 2019 at 1:54 PM

Looking to become a new homeowner? We have strategies that can help you prepare for this next step.

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Saving money ideas

Money Saving Tips on 3 Daily Expenses

Tuesday, October 29, 2019 at 2:54 PM

We tend not to think about the money we spend on necessities of life. But you could be spending hundreds, even thousands of extra dollars every year on these basics. Read about money saving tips for everyday spending.

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Line of Credit

Is a Line of Credit Right for Me?

Monday, July 15, 2019 at 7:34 AM

The decision to take out a personal can be overwhelming. That's why we've simplified the process and laid out 4 questions to ask yourself before diving into the commitment involved with a line of credit.

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Consolidating debt

Debt Consolidation Made Easy

Tuesday, December 17, 2019 at 3:11 PM

A great way to tackle debt is to consolidate it! In this article, we define debt consolidation, list the types of debt that can be consolidated, and provide 5 steps to get started.

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The information provided on our blog is for general informational purposes only. All information is provided in good faith, however we make no representation of any kind, express or implied, and should not be considered professional financial investment advice. The ideas and strategies should never be used without first assessing your own personal and financial situation, or without consulting a financial professional.

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© 2025 LendDirect. All Rights Reserved.

The Annual Interest Rate is 34.99%. Subject to eligibility, credit check, underwriting and approval. Terms and conditions apply. Credit limit and interest rate are based on creditworthiness at time of application. Payments are due on scheduled income deposits. Generally, applicants who are most creditworthy qualify for the lowest rates. BC Licence #83734

Lending decisions and funding times subject to system limitations.

§Applying to view the value you are pre-approved for will only result in a soft credit check which will not affect your credit score. However, if you decide to accept a Line of Credit, then a hard inquiry will occur which may have an impact.

Interac e-Transfer®: As soon as 15-minute funding available only when using Interac e-Transfer®. Subject to bank processing and system limitations. Interac e-Transfer® can be used to transfer funds up to $10,000. Interac® and the Interac design are registered trademarks of Interac Inc.

LendDirect reports Line of Credit payment history to Equifax® Canada credit bureau so it can help build your credit history if used responsibly. Various factors can affect your credit, including but not limited to paying all your bills on time every month, avoiding the usage of the full amount of your available credit, and lowering your credit usage balance compared to available credit. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

†† Cash advances only available up to approved credit limit; $25 minimum cash advance requirement; restrictions may apply.

Loan Protection: Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Credit Group Insurance Plan Underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company.